She was born on August 28th, 1864 Manchester IA.
In 1886 she entered Oberlin College, Oberlin Ohio where she studied at the Conservatory of Music (1 year) and the College - Art (1 year). She enrolled for 3 years but in 1887 she met Herbert Fuller Chaffee. they were married on on December 21, 1887 and a son was born on September 28, 1888. Earlier that year they had moved to North Dakota where Herbert took charge of the family farming business so neither Carrie nor Herbert graduated.
Trained in music, she gave voice lessons to the children of prairie farmers while managing a complex household and giving birth to six children: Eben Whitney Chaffee, Dorothy Chaffee Stroud, Herbert Lawrence Chaffee, Florence Adele Chaffee, and Lester Fuller Chaffee (one other child died in childhood). Mrs Chaffee was renowned for her decisive mind and her willingness to confront any situation.
Mrs Chaffee was rescued from the Titanic in lifeboat 4, but her husband was lost. After his death Carrie took an active role in managing the Land Company's assets, and was also a leader in charitable work in North Dakota and in Minneapolis MN, she was a charter member of, and active in, the American-Chinese Education Committee, Canton, China. She died July 4th, 1931 in Amenia, ND.